What Makes A Catch A Catch In Football Plus Some Compliance Stuff

February 5, 2018 at 9:54 am Leave a comment

Image result for ertz catchBefore I do what I get paid to do, I have to explain to you why I was screaming out Al Michaels and Cris Collinsworth last night as they were mangling the NFL Rule Book. Simply put, Zack Ertz clearly made a catch when he scored the go ahead touchdown against the Patriots last night in what I consider the most entertaining Super Bowl I’ve ever watched.

There actually is a compliance component here. The NFL Rule Book is more complicated than the criminal code but refs are expected to make split second decisions in front of packed stadiums and about half a billion people watching on TV.

Here’s the allegedly controversial play. If you watch it you will see Ertz catches the ball, takes a step and a half and then dives into the end zone. Here how Rule 8-1-3 defines a catch: A player who makes a catch may advance the ball. A forward pass is complete (by the offense) or intercepted (by the defense) if a player, who is inbounds: (a) secures control of the ball in his hands or arms prior to the ball touching the ground; and (b) touches the ground inbounds with both feet or with any part of his body other than his hands; and (c) maintains control of the ball after (a) and (b) have been fulfilled, until he has the ball long enough to clearly become a runner. A player has the ball long enough to become a runner when, after his second foot is on the ground, he is capable of avoiding or warding off impending contact of an opponent, tucking the ball away, turning up field, or taking additional steps.”

Now look at what happens on the play. Ertz clearly catches the ball and then takes a step and a half before diving for the end zone. Now contrast this with what happened in the Pittsburgh game when Jesse James was correctly ruled not to have caught the ball. He is lunging for the end zone at the same time he is catching the ball, which means that in order for him to show that he has possession he has to maintain the ball even after he hits the ground. Now here’s what I get paid to talk about.

Fed Reserve Slams Wells Fargo

In the better late than never category, Janet Yellen in one of her last official acts of Fed Chair, fined Wells Fargo for its gross misconduct in opening up fake accounts. Under the penalty, the Fed will “restrict the growth” of the bank until it demonstrates that it has new controls in place. The bank has also agreed to replace three Board members by April and a fourth by the end of the year. This is exactly the type of penalty which we should have seen more of in the last ten years. It’s also nice to see that Boards are being held to account for their lack of oversight. The real question is, is this a signal of a more aggressive posture by the Fed Reserve Board going forward or is it simply one last shot by Chairman Yellen as she leaves.

Court Dismisses Lower East Side People’s Case

 A Federal District Court in New York dismissed a lawsuit by Lower East Side People’s Federal Credit Union in New York City. The credit union claimed that the Trump Administration acted illegally when it named Mick Mulvaney as the Acting Director of the CFPB. The court ruled that the credit union lacked standing (i.e. it could not prove that it was hurt enough to challenge the appointment.)

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Authored By:

Henry Meier, Esq., Senior Vice President, General Counsel, New York Credit Union Association.

The views Henry expresses are Henry’s alone and do not necessarily reflect the views of the Association. In addition, although Henry strives to give his readers useful and accurate information on a broad range of subjects, many of which involve legal disputes, his views are not a substitute for legal advise from retained counsel.

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